Buying life insurance can be tricky. How much cover do you need? Are you covered against serious illness or injuries? Who will the money go to, how quickly can they access it, and is it subject to inheritance tax? What types of cover are available?
Life assurance is a big deal, and it's important that you get it right. But without the help of an expensive financial advisor, it can be difficult. Luckily there is plenty of freely available information on-line - if you know where to look that is. There is a brilliant guide to life insurance here, and another very good article here.