Top 5 ways to boost your credit rating

Should you worry about your credit score? If you think about it, the banks are having a tough time. so they're naturally going to be very careful about who they lend money to. Your credit report and credit score tells the bank how much of a risk you are to lend money to. Read the article below to find out how to brush-up your credit report and get accepted for credit.

Continue reading...

Money Saving Roundup

In the UK, if a person dies and leaves behinds assets worth more than £325,000, their estate will be subject to inheritance tax. Inheritance tax is affecting more and more people, due in part to rising house prices. If you are concerned about your loved ones being hit with a huge inheritance tax bill, there are a number of things you can do to reduce its impact. Read more about inheritance tax.

Haggling shouldn't be scary - it OK to do it and many big name stores will give you a discount with a little bit of persuasion. Read more about how to haggle here.

Do you have any idea what your credit score is? Have you checked your credit report lately? Find out why you should in this article.

Experian Credit Report - Free for 30 days

Your credit report is one of your greatest weapons when it comes to improving your credit score and getting accepted by lenders. If you've ever felt the frustration of being declined for a bank loan, credit card, mortgage or a phone contract, then viewing your credit report can help you see where the problem is and what you can do to improve your situation.

Many companies charge a monthly fee for accessing your credit report, however Experian are currently offering a 30-day free trial. The free trial will include:

• Unlimited access to your Experian Credit Report & Score
• Expert advice on improving your credit rating
• Help finding finance deals that suit your credit rating

It's free, and it could be just the thing you need to get your finances back on track - so what have you got to lose?

More info about credit scores here.